As one of India’s leading private sector banks, RBL Bank offers several types of credit cards for its users’ varying needs. If you use an RBL Credit Card to make eligible purchases, you can get rewards, cashback, offers, or discounts.
If you are considering applying for an RBL credit card, here is what you should be aware of.
You may like to read: 15+ Lucrative ATM Business Ideas to Start Early
Table of Contents
- Advantages of RBL Credit Cards Include: EMI Conversion, Utility Bill Payment, Balance Transfer Facility, Cash Withdrawal Facility, Low Processing Fees, Dial for Cash, and Easy Tracking of Card Status.
- EMI Conversion
- Utility Bill Payment
- Balance Transfer Facility
- Cash Withdrawal Facility
- Low Processing Fees
- Dial for Cash
- Easily monitor RBL Credit Card Status
- Qualifying for an RBL Credit Card
- Documents Needed to Apply for an RBL Credit Card
- How to apply for an RBL Credit Card Online?
- What is the Status of My RBL Credit Card Application?
- Conclusion
Features and Benefits of RBL Credit Cards
An RBL credit card comes with many advantages and features for the user, here are some details to help provide a better understanding of the benefits associated with this type of credit card.
The ‘Split n Pay’ and the ‘Split n Pay Plu’s features allow you to break down the cost of individual big-ticket purchases, as well as your full credit bill, into installments.
With RBL credit card’s Bills2Pay feature, you can manage and automate all your utility bills in one place.
Through the ‘Transfer n Pay’ feature, you can easily transform any outstanding credit card debts into EMIs when you transfer them to your RBL credit card.
By using your RBL credit card, you are able to withdraw cash from any ATM in India. Furthermore, their ‘Xpress Cash’ and ‘Dial for Cash’ functions provide for quick cash transfers to your bank account.
Don’t let the thought of high processing fees stop you from applying for an RBL credit card; their processing fees are quite economical and will help you make the most out of your credit card benefits.
You can access the Dial for Cash feature with your RBL credit card to get fast cash without using up your credit limit. You can then pay back the loan in easy installments whenever you please.
With your registered mobile number and application reference number, you can easily track the status of your RBL credit card application online.
An RBL credit card has several benefits, including a fairly easy set of requirements to apply. You only need to meet three basic criteria in order to apply for an RBL credit card.
- A good credit score is a must.
- You must be at least 23 years old.
- You must either be a paid employee or self-employed.
Having looked at the eligibility criteria, let’s now review the documents you will need to provide when applying for an RBL credit card.
- The most recent passport photograph you have
- Provide a copy of any government-issued photo identification such as PAN, Aadhaar, Passport, Voter’s ID, etc.
- To prove your address, provide a copy of your Aadhaar, passport, utility bill, rental agreement, driver’s license, bank statement, or credit card statement.
- For income proof, provide a copy of your latest bank statement, salary slips, Income Tax Returns, or Form 16.
The process of getting an RBL credit card is very straightforward. Just follow the steps below.
Firstly, go to the Bajaj MARKETS website or app.
Second step: Go to the RBL credit card page and select the ‘Apply Now’ option.
Step 3: Enter your information, such as name, mobile number, date of birth, and profession.
Step 4: To see if you qualify for the RBL credit card, click on ‘Check your Offer’.
Step 5: Based on your needs, choose the most suitable RBL Bank credit card from the available options.
To complete the application process for the credit card, submit the form and required documents in Step 6.
Once you are done with your RBL credit card application, it will be processed within a few days and, if you meet the criteria, you will get your credit card.
After you’ve made your application, you can use the reference number to see the status of your RBL credit card. Here’s what you need to do.
- Check the RBL credit card application tracking page.
- Input your reference number and registered mobile number, then click the ‘Get OTP’ button.
- Once you get an OTP on your phone, enter it and continue.
Once you are done, the status of your RBL bank credit card will appear on the webpage.
Having read this, you are now thoroughly aware of the features and advantages of RBL credit cards. Thus, we encourage you to apply for one without delay.
However, please be sure to review your application prior to sending it in with total accuracy in all the fields for the purpose of avoiding a decline.
You may like to read: The Best Hotel Business Ideas to Start And Earn
