Many gun owners have previously rated USCCA and CCW Safe as two of the top CCW insurance options, but how do they compare? We understand that making this selection might be challenging for some gun owners, as some recent gun owners have had difficulties deciding between USCCA and CCW Safe for self–defense legal protection.
Even some veterans who are also licensed weapons attorneys found it difficult to select between these two options. This is why we needed to write an essay comparing the two options – maybe, it will make it easier for you, the readers, to make a decision.
CCW Safe Background
Police officers founded and launched CCW Safe. Mike Darter, co-founder, and CEO of CCW Safe was inspired to develop the company after being engaged in a police shot that resulted in a lawsuit. Despite the fact that the case was later dismissed, the incident led to the founding of CCW Safe.
The reason for this is that police personnel are afforded a level of security that does not extend to their personal life. He knew he was no longer protected as soon as he left the department.
Some people will be seeking that type of experience in a workplace where they can protect themselves. Experience, at the end of the day, yields outcomes. You get empathic employees that are willing to truly execute their job in addition to their experience.
While we cannot comment on the specifics, clients who have hired CCW Safe to defend themselves against a lawsuit have stated that they called the firm, they were answered, and people were on the premises immediately after that first phone contact.
USCCA Background
The USCCA is the most powerful actor in the legal protection of self-defense. They claim to have the most members and the largest organization in the world. The USCCA isn’t in a funk, either. The excellent thing about USCCA is that it is more than simply a “concealed carry insurance” plan, which most people are unaware of. They will cover you and others in a true self-defense situation, but they also do a lot more.
In the form of their magazine and training, they provide a more tangible product than the other concealed carry insurance providers. While this may not seem like a huge problem to some gun owners, think about this from my perspective.
If you sign up for legal self-defense coverage with any other company, you might end up paying thousands of dollars over the course of a lifetime without ever having to use it.
CCW Safe vs. USCCA: What’s the Difference?
Bail Bond Insurance
In their highest-tier plan, CCW Safe offers up to $100,00 in bail bond coverage. In their highest-tier plan, USCCA only covers $50.00 in bail bonds. Should an exorbitant bail bond be necessary, the degree of coverage might be enormous. It’s possible that you’ll have to dip into your savings to make up the gap.
Compensation for Lost Wages
If you have to skip work to attend a court hearing, your employer will usually not pay you. Having a compensation plan in place might alleviate financial strain on your family. In this aspect, USCCA has the upper hand with a $750 per day benefit in their top tier aircraft vs $350 per day in CCW Safe’s top tier plan.
Limits and Caps
The most common motivation for people to join a legal defense plan is to protect themselves. Criminal and civil proceedings can take a long time and cost a lot of money. Costs can easily exceed six figures. CCW Safe’s legal defense coverage has no limits. The coverage provided by USCCA is limited to all three membership categories. If the financial risk is your primary concern, CCW Safe may be a better choice.
CCW Safe vs. USCCA: What’s the Similarity?
Education
The sheer volume of information accessible from each organization is remarkable. There aren’t many areas that aren’t covered, and both businesses provide non-emergency contact with a certified service professional who can either answer questions or directs you to someone who can.
Training
Both organizations provide members with thorough and in-depth training. Video training, textual material, and connections to trained specialists for on-site training are just a few of the services available.
After Incident Support
After a self-defense incident, there are often more requirements than only financial difficulties. Peer assistance, psychiatric therapy and counseling, financing for site cleanup, and gun loss and replacement are just a few of the services provided by both firms.
Individualized Service
Each of these businesses has emergency hotlines that are available 24 hours a day, seven days a week, 365 days a year. Both provide non-emergency support lines that are available 24 hours a day, 7 days a week for anything from account status to help to obtain guns or self-defense training.
Restrictions
Both plans have some limitations in terms of coverage for customers. These limits are detailed in each company’s contract, terms of service, and other legal papers. It is critical that you read and comprehend all of these materials, as well as be aware of any limitations you may face.
In general, these limits include being excluded from your plan’s coverage if you are implicated in a criminal crime. It is also because if you perform an act against a family member, your benefits may be revoked, or if you are charged with criminal conduct or involved in a civil action as a result of a negligent discharge, your benefits may be revoked.
There might be a slew of other exceptions and exclusions. Reading the plan documentation is the only way to know for sure what is covered and what is not.
Final Verdict
Both CCW Safe and USCCA, in my opinion, provide important alternatives in their membership programs. When people start thinking about joining a legal defense group, cost and advantages are generally the first things that come to mind.
When selecting a subscription to a concealed carry legal defense group, budget concerns are always an issue. A logical concern is finding a balance between cost and benefit.
